An initiative to engage new conversations about women and wealth.

Let's Talk

Many women see wealth as a source of financial security and independence, but they often also look to use their wealth in ways that can influence their families, communities and society at large—they value wealth not just for what it can buy, but for what it can do. Having wealth brings an awareness of both its many possibilities as well as its challenges, which may result in new questions:

  • What more do I need to know
    to make the right
    investing decisions?
  • Am I taking the
    right steps
    to protect my assets?
  • How can I give
    money away
    'the right way'?
  • Am I modeling
    good financial behavior
    for my family?

CIBC Atlantic Trust's Women's CIRCLE is centered on helping you answer these questions—and more. We know that you have certain priorities for your wealth and that you want to get more out of money than just a good return. We know that you raise issues and ask hard questions because you likely view wealth as a means to multiple ends, now and in the future.

Let's Share

Women's CIRCLE is an opportunity to have empowering conversations about the topics that matter to you. It offers you resources and events relevant to your unique interests and needs. It is where you can connect, share and prepare for important issues about wealth—throughout your life.

Research shows that 74% of women rank concern about their children and grandchildren as their top financial planning priority. Women also indicate a preference for less risky investments, yet women do not want to be stereotyped and offered narrowed investment choices. We find that our women clients also want to know about ways to manage, protect and share their wealth and develop their family's legacy plan.

Our CIRCLE is centered on you, allowing you to:

Connect, share and engage with other women on topics that are important to your life

Enter a state of mind, a gathering (literally and figuratively) and a new conversation that trades in the currency of intelligence

Engage with other women on topics important in your life

Perhaps you’re the head financial decision-maker of your household. Or perhaps you’re the head of a business or of a multi-generational family. Perhaps you’re at the place in your life where you anticipate being in one or more of these roles. Regardless of which description best defines you, if you have both the desire and the need to make investment decisions, you need as much knowledge and information as possible.

Our resources will help you:

Better understand the big picture—the markets, the economy, the tax environment

Know how to apply investment analysis to goal setting and asset allocation

Feel confident in navigating market volatility and measuring investing success

Make informed investment decisions

For many people, the words “wealth planning” are synonymous with spreadsheets, death and taxes. We consider wealth planning to be all about relationships—with your family, your community, your wealth advisors and, perhaps most importantly, the relationship between you and the wealth itself.

 

In short, we focus on how you wish to use the wealth that you have created by:

First, planning for your own needs and protecting your wealth

Then, helping you articulate and plan for disposing of your wealth in the manner you wish

Above all, helping you achieve a sense of satisfaction and joy about the use of your wealth for yourself, your family and causes you hold dear

Articulate how to make your wealth work for you and your family

If philanthropy is one of your goals, how can you start a giving plan that is really meaningful? There are numerous big picture considerations—from “How can I make a difference?” to “How can my vision be sustained beyond my lifetime?” But it starts with one simple decision—to give.

 

Through our Women’s CIRCLE resources and workshops, you and your family can explore what strategic philanthropy means to you by:

Finding a cause that is meaningful for you and your family

Identifying ways to involve your family beyond donating money

Creating strategies that will have an impact and leave a lasting legacy

Design philanthropic plans that have a lasting impact

Generation to generation. Pass it on and pass it down—and we don’t just mean the money. Family legacy planning is an opportunity to define, reflect on and express what wealth means to your family. From almost a century in wealth management, we know that women are very often the drivers of family legacy planning.

 

In response, we have developed three key principles and related workshops to help sustain your family’s wealth and legacy across generations:

Integrate planning for family wealth

Evolve a healthy family wealth culture

Develop the rising generation

Define, reflect on and express what wealth means to your family

For a business owner, whether you built the business yourself or you are the matriarch in a family that owns a business, or both, we understand that preservation of the enterprise is a key concern. We also understand that often means many things—preservation of capital, the family’s role in the business, the harmony of multi-generational relationships and the vision for the future of the business.

Our resources and experience can help you, your family and your business whether you are:

Planning to pass the business down to the next generations

Evaluating the possibility of selling the business

Remaining active while younger family members find their role

Achieve your vision for the future of your family business

Women are expected to control $22 trillion of personal wealth in the U.S. by 2020.*

*BMO Financial Group report, 2015

Let's Prepare

We have a talented group of financial advisors and wealth strategists who can be your partner for wealth management. We look forward to welcoming you into our Women's CIRCLE.