Wealth Should Present Possibilities, Not Burdens

Simplifying Complexity

From close to a century of working with affluent families, through legacy firms, we know that there are universal concerns about wealth that bring complexity to wealth ownership. But we also know how to demystify this complexity.

CIBC Atlantic Trust's wealth strategies method is a process that ultimately presents a simplified picture of your wealth plan, helping you understand what you have in place and where changes are needed to make the plan reflect your current and future vision.

With much experience, we have learned that our clients' goals for wealth fall into three primary categories—to meet your lifestyle needs, plan your family legacy and fulfill your charitable vision.

The picture we help you develop becomes our road map. Working with your other advisors—accountants and attorneys—we move your plan from where it is today to where you want it to be in the future.

Roll over each of the circles to learn more »

Goals for Wealth    
 
 
 
  Income
Tax
Cash Flow and Retirement Planning Risk
Management
Entity
Management
 
  Annual Tax
   Review
Cash Flow Modeling
   and Planning
Financial
   Self-Defense
Financial Entity
   Structure
 
Concentrated
   Holdings
Use and Management of
   Credit
Personal
   Security
Investment
   Management
State Domicile Social Security Asset Protection Cash Flow Administration
Medicare Surtax Medicare and Long-Term Care Prenuptial Agreements Customized Reporting
Year-End Estate Plan Checkup IRAs Cybersecurity  
  Incapacity    
       
  Estate
Planning
Fiduciary
Services
Business
Transition
Estate
Settlement
Next Gen
Education
Family
Stewardship
 
  Basic Estate
   Documents
Types of
    Trusts
Facilitated Family
   Discussions
Guidelines for Family
   and Executors
Tuition
   Payments
Financial
   Education
 
Annual
   Exclusion
Choosing a
   Trustee
Plan for
   Transition
  Trusts Responsible Use of
   Debt
Life
   Insurance
Beneficiary
   Education
Business Transition
   Lending
  529 Plans Principles for
   Success
QPRT Delaware Trusts     Banking Solutions Ethical Wills
Advanced
   Strategies
      Family
   Stories
Preparing the Rising
   Generation
Dynasty
   Trusts
         
Real Estate          
  Strategic
Philanthropy
Family
Mission
Social
Investments
 
  Giving Strategies Charitable Trusts Engaging Family Through Philanthropy Socially Responsible Investing  
Charitable Gift
   Annuities
Private
   Foundations
  Environmental, Social
   and Governance
Donor Advised
   Funds
Choosing Assets
   to Donate
  Impact
   Investing
      Social Entrepreneurship
       
       
       

Linda S. Beerman

Head of Wealth Strategies

"You've done the planning. You've listened to your advisor, lawyer, accountant—they've talked to you about taxes until your eyes glazed over. You've done everything that you can to take advantage of all the exclusions, exemptions and credits to move your wealth down to the next generation. But there's a little voice in your head that says, 'What does this all mean? Are my children and grandchildren going to be ready for this? What's going to happen when I'm not here to guide them? What is the purpose of wealth beyond money?' We welcome these conversations."

Wealth Strategies Resources

Organized, Simplified Wealth and Legacy Planning

The best wealth management solution is always centered on you and your family—it's about what you need, not about what we have to offer. And the best approach is with an integrated team that brings you and your family, our wealth strategists and investment team together, under the guidance of your relationship manager. Throughout your relationship with our firm, all parties will work closely to discover, guide and ultimately deliver a holistic wealth strategy.

Step 1

Organize and Visualize

Your relationship manager will guide the initial conversations on goals and priorities, and our wealth strategists will gather relevant information that will give us a complete picture of your multi-generational family structure, financial situation and existing estate plan.

Step 2

Evaluate and Simplify

The Wealth Strategies team and your relationship manager will prepare an assessment of your current situation in a simple flowchart, with preliminary planning strategies and a summary of estate plan issues that need to be addressed.

Step 3

Collaborate and Implement

Your team integrates our investment and wealth transition proceses to maximize your strategy's effectiveness and tax efficiency. Teaming with your outside advisors, we implement your plan and consider updates over time as your circumstances change.